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Wednesday, August 31, 2011

Best Global Bank Award

Credit Suisse was recognized as the “Best Global Bank” 2010 by Euromoney, a leading investment banking magazine. Credit Suisse is one of the best-run banks in the world. Its model is one that many other global banks are seeking to emulate. Other strengths highlighted by Euromoney include the Bank's strong capital position, its credit rating and notable performances in the investment bank and

Tuesday, August 30, 2011

Top Banks in Utah

The top largest banks in Utah (USA) are Ally Bank, UBS Bank USA, Wells Fargo, Zions First National Bank, among others.

Ally Financial Inc. has approximately $172 billion in assets, with $38 billion in deposits at Ally Bank and ResMor Trust, as of December 31, 2010. Ally Bank has introduced 24/7 live customer care and an online savings account that has been named best in 2009 by Kiplinger's and "

Monday, August 29, 2011

Best Global Transaction Banking House

In the annual Euromoney Awards for Excellence, Citi has been awarded Best Global Transaction Banking House for its Global Transaction Services business, which provides integrated treasury and trade solutions and securities and fund services to multinational corporations, financial institutions and public sector clients in more than 100 countries around the world. Citi is the preeminent global

Sunday, August 28, 2011

How to Calculate Earnings Yield

Earnings yield is a company's earnings per share divided by the current market price per share. It is the reciprocal of the price to earnings ratio. The higher the earnings yield the more undervalued a stock is.

Learn how to calculate the earnings yield with the following examples:

Example 1:
If a stock currently has a P/E ratio of 5, it would have an earnings yield of: 1/5 = 20%

Example 2:

Saturday, August 27, 2011

Top Boutique Investment Banks

New Access Capital was voted as one of the top boutique investment banks in 2007 and 2008. One of its completed deal, Focus Media, was voted the “Deal of the Year for International Private Equity Capital” in 2004. New Access Capital is a leading mid-market focused corporate finance advisory firm in China. Its clients include: Focus Media (FMCN), the9 (NCTY), Ocean Land (HK: 3377), VImicro (VIMC),

Friday, August 26, 2011

Tips For Online Share Trading

Online share trading is a great way to help you make money and realize your dreams. There are so many things that you will need to consider when you start out in the stock market. Following are a few common sense tips to help you avoid investment mistakes and make a profitable online share trading:

1) First you need to do some research on the company shares you are interested in before buying.

Thursday, August 25, 2011

Most Innovative Investment Bank

Citi has been named "Most Innovative Investment Bank in Climate Change and Sustainability" for the second year in a row by The Banker Magazine, a prestigious global publication affiliated with the Financial Times. The award focuses exclusively on innovation in products, structures or strategies that meet challenges, bring clarity to the market and fulfill client objectives.

Goldman Sachs is

Best Place To Buy Stocks Online

Where is the best place to buy stocks online? This is one of the most frequently asked questions by many beginner investors. There are dozens of online broking companies on the web, but finding one that fits all of your needs can sometimes be a challenge. Some of the most popular online trading sites are E*TRADE, TD Ameritrade, Charles Schwab, Scottrade, to name a few.

E*TRADE provides online

Wednesday, August 24, 2011

Fastest Growing Investment Banks

Nomura is one of the fastest growing global investment banks in the world. According to the London Stock Exchange data, Nomura is rated #1 for customer market share on the LSE for value of shares traded for June 2009 to August 2010.

Barclays Capital is one of the world's fastest growing investment banks. It offers a broad range of products and services tailored to meet the specific needs of its

Things To Look For In Stock Trading Software

Stock trading software is an essential tool for investors who want to actively trade stocks and make money online. Successful stock traders should learn how to choose the best online trading software so as to maximize their profits and minimize the losses.

There are a number of things to consider when finding the right type of software:

1) Look for more established stock trading software

Tuesday, August 23, 2011

Investment Banks in Norway

Following are the major investment banks in Norway:

Pareto Securities - It is an investment bank in the Pareto Group. The business is a leading player in the field of stock and bond broking and financial counseling. The firm's head office is in Oslo, with additional offices in Stavanger, Bergen, Kristiansand, Trondheim, New York and Singapore.

J.P. Morgan - It was named Best Investment Bank in

Monday, August 22, 2011

Why People Lose Money in the Stock Market

Investing in stock market is very rewarding financially but also very risky. Many people lose their money in this particular investment because they do not have any knowledge about picking the right stocks.

There are many reasons why people lose money in the stock market, such as the follows:

1) Trading with money you can't afford to lose is a sure-fire way to lose money very fast.

2) Buy more

Retained Earnings To Total Assets Ratio

The retained earnings to total assets (RE/TA) ratio measures the firm's ability to accumulate earnings using its assets. A higher ratio is preferable because it indicates that the company is able to retain more earnings. It can be calculated as follows:

Formula:
RE/TA = retained earnings / total assets

Example:
CFA Ltd has the following information:
Retained profits $600,000
Freehold buildings

Sunday, August 21, 2011

How to Calculate Price Earnings Ratio

Price Earnings Ratio (P/E) is a commonly used valuation measure that compares the price of a share to the earnings per share. The higher the ratio, the more expensive the stock is relative to the earnings of the company.

Learn how to calculate the P/E ratio with the following example:

Robert Ltd has the following information:
Ordinary shares of $0.50 each: $400,000
10% Preference shares of

How to Calculate Dividend Growth Rate

The dividend growth rate of a stock is the percentage increase in dividends for a certain period of time.

Learn how to calculate dividend growth rate with the following examples:

Example 1:
In Year 1, the company paid a dividend of $2.70 per share. In Year 2, it increased the dividend payment to $2.90 per share. Thus, the change in dividends = 2.90 - 2.70 = $0.20, and then you simply divide the

Saturday, August 20, 2011

How To Find P/E And PEG Ratios

The Price Earnings (P/E) ratio is a valuation measure that compares the price of a stock to its earnings per share (EPS). A stock with high P/E ratio can be overpriced.

The PEG (Price/Earnings to Growth) ratio is a valuation metric used to measure a stock's value while taking into account the price of a stock, the earnings per share, and the expected growth of the company. The lower the PEG

How to Calculate Preferred Dividends

Preferred stock (or preference shares) is a special class of stock that pays a fixed dividend set at the time of issuance. Also, preferred dividends must be paid before common stock dividends. To calculate the dividends for preferred stocks, you need to multiply the par value of the shares by the dividend percentage.

Example 1:
If the dividend percentage is 8 percent and the preferred stock was

Friday, August 19, 2011

How to Calculate Earnings Per Share (EPS)

Earnings Per Share (EPS) measures the profit attributable to shareholders to the number of shares in issue. It is calculated by dividing the total profit available to ordinary shareholders by the total number of ordinary shares. (Note: Total profit available to ordinary shareholders = Net profit after tax − Preference dividend)

Learn how to calculate EPS with the following examples:

Example 1:

How to Calculate Shareholder Funds

Shareholder funds (also known as stockholders' equity or shareholders' capital) represent the amount of capital invested by stockholders into the company, including equity share capital, preference share capital, surplus and all reserves.

Calculation:
Stockholders' equity = Total assets - Total liabilities
Or, = Share capital + Reserves
(Note that: Reserves include share premium, retained

Thursday, August 18, 2011

Why Does the Stock Market Price Rise and Fall?

Stock prices change every day because of market forces of Supply and Demand. When more investors want to buy a stock (demand) and this demand is greater than what is available (supply) in the market, the share price will rise. Similarly, when there are more investors want to sell a stock (supply) than buying it (demand), the share price will fall.

There are various factors that affects stock

How to Calculate Price to Cash Flow Ratio

Price to Cash Flow Ratio (P/CF) is a financial ratio used to compare the share price with cash flow per share. The lower the ratio, the more likely that the stock may be undervalued. P/CF is more stable than Price-Earnings Ratio (P/E), since cash flow is usually less volatile than earnings. It can be calculated as follows:

Formula:
P/CF = Market price per share / Cash flow per share
Note: Cash

Wednesday, August 17, 2011

Technical Analysis of Stock Trends

Technical analysis is a method used to forecast future trends of stock prices using past market data. It is widely used among stock traders and investment professionals. Technical analysts do not measure the stock's intrinsic value but they use stock market charts to identify patterns and trends that may suggest future price movements.

There are a few different types of charts that can be used

How to Calculate Dividend Yield

Dividend Yield (or the dividend-price ratio) indicates what percentage return a company pays out in the form of dividends. The higher the per share price, the lower the dividend yield and this may indicate an over-priced stock.

Learn how to calculate dividend yield with the following examples:

Example 1:
If you purchased a stock at $8 and received a dividend of $0.12 on it, then:
Dividend Yield

Tuesday, August 16, 2011

Big Returns With Little Invested

Penny stock trading is one of the most popular methods to quickly make big returns on a small amount of money invested. You can make million of dollars from it if you know how to select the best stocks that can work with your strategy, but you can also lose money if you do not handle it well.

Penny stocks refer to stocks of companies that are offered at incredibly low prices. Lots of investors

How to Calculate Cash Ratio

Cash Ratio is the ratio of a company's total cash and cash equivalents to its total short-term liabilities. It is an indicator of a company's ability to pay off its current liabilities. Note that this ratio ignores timing of both cash received and cash paid out.

Formula:
Cash Ratio = (Cash + Cash Equivalents) / Current Liabilities

Learn how to calculate the ratio with the following example:

Monday, August 15, 2011

Examples of Low Risk Investments

Low-risk investments are more stable and safe as they are not likely to suddenly drop in value. Examples of low risk investments include bank deposits, certificate of deposits, money market funds, basic savings accounts, mutual funds, treasury bills, annuities, and blue chip stocks.

Blue Chip Stocks - Blue-chip stocks are very reliable and low risk because they are the stocks issued from highly

How to Calculate Efficiency Ratio

Efficiency ratios measure how effectively the company manages its assets and liabilities. Some of the most commonly used efficiency ratios include Inventory Turnover Ratio, Days Sales Outstanding Ratio, Working Capital Turnover Ratio, etc. Learn how to calculate these ratios with the following example:

Calculate the relevant efficiency ratios, given the following information:
Accounts payables

Sunday, August 14, 2011

What is Fundamental Analysis?

Fundamental analysis is a method of analysis that attempts to predict the intrinsic value of an investment. It takes into account various factors (such as economic, political, environmental factors) and elements that influence the stock market.

Fundamental analysis includes: economic analysis, industry analysis, and company analysis. Fundamental analysts study the company's financial statements

How to Calculate Current Ratio

Current ratio (or working capital ratio) is a financial ratio that measures whether a firm has enough resources (liquid assets) to pay its debts (current liabilities) within one year. The ratio is calculated as follows:

Current ratio = Current Assets / Current Liabilities

Learn how to calculate current ratio with the following example:

Thomas Ltd has the following data as at 31 December 2010:

Saturday, August 13, 2011

Technical vs Fundamental Analysis of Stocks

What is the difference between technical and fundamental analysis? Technical analysis focuses on the analysis of data generated from the market activity and uses this data to predict the future price movements of stock. Fundamental analysis, on the other hand, looks at the intrinsic value of a particular stock.

Fundamental Analysis versus Technical Analysis:

1) Fundamental analysts make

How to Calculate Net Asset Value

The net asset value (NAV) formula is widely used in calculating a mutual fund's value per share.

Formula:
Net asset value = total assets – intangible assets – total liabilities
Net asset value per share = NAV / total outstanding shares

Learn how to calculate net asset value with the following examples:

Example 1:
If the net assets of a fund are $10 million, and the fund holds 2 million shares.

Friday, August 12, 2011

Different Classes of Company Shares

A listed company can issue different classes of shares that contain different rights and privileges, for example, rights to vote, rights to dividend payments, etc. Anyone can hold shares in a listed company, including employees who are also working in the company. As every share counts as one vote in the company, the more shares you acquire the more votes you have.

There are four common classes

Fastest Growing Companies in Canada

Annex - In 2010 Annex is ranked as a PROFIT Magazine Fastest-Growing Company in Canada for the fourth consecutive year. It is also recognized as one of the Top 250 Canadian Technology Companies by Branham Group for the fourth consecutive year. In 2006 Annex is ranked one of the fastest growing technology companies in British Columbia (Business In Vancouver).

Cygnal - It is ranked 1st on the

Thursday, August 11, 2011

Right Investment Strategy Can Make You Millions

Finding the right investment strategy can make you millions of dollars.

There are many ways and strategies that you can take to achieve your investment goals, but everyone is different, your choice can depend on your personal investment style. Make sure you have a clear investment strategy and avoid the most common investment mistakes.

One strategy that successful investors use is known as "

How to Calculate Dividend Cover Ratio

Dividend Cover Ratio is the ratio of company's earnings over the dividend paid to shareholders. It is the inverse of the Dividend Payout Ratio. The lower the dividend cover, the higher the percentage of total earnings paid out as dividends to shareholders.

Learn how to calculate the dividend coverage ratio with the following examples:

Example 1:
PPC Company makes a net profit of $200,000 and

Wednesday, August 10, 2011

How to Get Free Stock Market Quotes

Nowadays stock investors can easily get free market news and market research tools online. The following websites provide recent quotes free to viewers, as well as other useful financial information:

Yahoo! Finance - It provides free stock quotes, portfolio management resources, latest news, mortgage rates, international market data and message boards.

Google Finance - Get real-time stock

Financial Planning Firms in Canada

The leading financial planning firms in Canada include Investors Group Inc., Investment Planning Counsel, Williams Financial Group, among others.

Investors Group Inc. is a Canadian leader in providing personal financial planning services. Its primary objective is to help Canadians plan for financial security by providing quality financial planning advice and products through a network of

Tuesday, August 9, 2011

Investment Advice for Beginners

Stock market investments are high-risk high-return investments requiring extensive knowledge and preparation. Many beginner investors lose their money in the stock market and this is mainly because they are not prepared to put the time in to learn how to trade and manage risk.

If you have no experience in trading, you should practice a lot and ask for investment advice from your advisor to help

Best Managed Companies in Ireland

SLA Mobile has been named as one of Ireland's ‘Best Managed' companies in the Deloitte Best Managed Companies Awards Programme. In total, 20 companies which demonstrated superior business performance were recognized at a gala awards dinner in the Burlington Hotel in Dublin on 4 March 2011.

Mount Charles Catering Ltd has also been named as one of Ireland's ‘Best Managed' companies in the Deloitte

Monday, August 8, 2011

Short Selling Stocks to Take Advantage of Market Declines

Short selling (also known as shorting or going short) is the practice of selling a borrowed stock, and hoping the share price will drop soon so that you can buy it back for a profit. It is a way to take advantage of market down trends or recession that can provide you with an opportunity to make profitable trades in the stock market.

The only way you can profit form going short is if the stock

Best Trading Technology Vendor

Omnesys Technologies received the TradeTech India Excellence Award - 2011 for the “Best Trading Technology Vendor”. The award recognizes Omnesys as the leading technology vendor for Indian brokerage firms in terms of user satisfaction, cost efficiency, reliability and speed. In addition, Omnesys Technologies' flagship product NEST also received the TradeTech India Excellence Award – 2011 for the

Sunday, August 7, 2011

How to Create an Investment Plan

Creating an investing plan is one of the most important things that you need to do if you want to become a successful trader in the stock market. Following are the key steps to follow when creating a stock investment plan:

1) Identifying your goals and time horizon: Having clear goals will make you more successful when investing in the stock market. And, you need to establish a time frame in

How to Calculate Share Capital

Share Capital (or capital stock) is the fund raised by a listed company through the issuance of common stock (ordinary shares) and preferred stock (preference shares).

There are different types of share capital such as the Authorised Share Capital, Issued Share Capital, etc. The authorised capital of a company is the maximum value of securities that a limited company can legally issue to its

Saturday, August 6, 2011

How to Pick Stocks in a Bear Market

When investing in the bear market you have to think long term, understand the type of strategy chosen, and select the right stock to buy. A bear market (the opposite of a bull market) is where the market is weak and the trader expects the price of stocks will drop. In other words, the trading volume is generally lower as prices fall during these weak market phases, however, it is still possible

How to Calculate Equity Ratio

Definition: Equity Ratio measures the relative proportion of equity used to finance the company's assets.

Formula:
Equity Ratio = Owners Equity / Total Assets

Learn how to calculate the ratio with the following examples:

Example 1:
ABC Company has $700,000 in total assets and $200,000 in debt and loans, then:
The shareholders' equity = Total Assets - Total Liabilities = 700,000 - 200,000 =

Friday, August 5, 2011

How to Calculate Price to Book Ratio

Price to Book (P/B) Ratio is a financial ratio used to compare a stock's market value with the book value. It is also known as the market-to-book ratio or the price-to-equity ratio. A higher ratio indicates that the company has better future prospects. P/B can be calculated as follows:

Formula:
P/B ratio = Market capitalization / Book value of equity
OR = Price per share / Book value per share.

Borrowing Ratio Calculation

Definition: Borrowing ratio shows total debt as a percentage of long-term capital (net worth). The higher the ratio, the greater risk will be associated with the firm because the company is burdened with higher borrowings. In other words, more profits of the company will be creamed off to pay the interest on debts and this may mean less profit for equity shareholders. The ratio can be calculate

Thursday, August 4, 2011

How to Calculate Gross Profit Margin

Gross profit margin can be calculated by dividing gross profit of the business by total sales revenue generated. The ratio is expressed as percentage and is as follows:

Gross Profit Margin = (Gross profit / Sales) * 100%

Learn how to calculate Gross Profit Margin with the following example:

James Ltd has the following data for the year ended 31 December 2010:
Sales revenue $870,000
Returns

Wednesday, August 3, 2011

How to Calculate Working Capital

Working capital is the difference between total current assets and total current liabilities. Current assets are those assets that are expected to be consumed within a year, including cash, cash equivalents, short-term investments, accounts receivable, inventory, etc. Current liabilities are payable within one year of time and include accounts payable, accrued expenses, notes payable and the

Tuesday, August 2, 2011

How to Calculate Net Profit Margin

The net profit margin (also called net profit percentage) can be calculated by dividing net profit after interests and taxes by sales revenue. The ratio is expressed in percentage terms:

Net Profit Margin = (Net profit before interest and taxation / Sales) * 100%

Learn how to calculate Net Profit Margin with the following example:

NBA plc has the following information for the year ended 31

Monday, August 1, 2011

Invest in Malaysia Stocks?

Want to buy stocks in Malaysia? Malaysia has the third largest economy in South East Asia and 29th largest economy in the world by purchasing power parity. Following are some of the blue chip companies which might be worth to invest your money in:

Genting International PLC (GIGNF.PK): The Genting Group was founded in 1965 and is highly regarded as one of Asia's leading and best-managed