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Tuesday, May 31, 2011

Cash Dividend Coverage Ratio

Definition: Cash Dividend Coverage Ratio is used to assess the firm`s ability to pay dividends and is calculated by dividing cash flows from operating activities by dividends paid. A higher ratio is better and it indicates that the firm has stronger ability to pay cash dividends.

Formula:
Cash Dividend Coverage Ratio = Operating cash flow per share / dividend per share
Or = Net cash flow from

Market Capitalization Calculation

Definition: Market capitalization (often referred to as market cap) is a measure of the size of a company. It tells you the value of the shares of a company. Investors often use the market cap to determine how big a company is. Traditionally, companies are divided into three groups: small cap, mid cap, and large cap. Small Cap refers to stocks with market cap of less than $1 billion. Mid Cap

Monday, May 30, 2011

Cash Turnover Ratio Analysis

Definition: Cash Turnover Ratio shows the number of times that cash turnover in a year. A lower ratio may indicate the inefficient use of working capital.

Formula:
Cash Turnover = Cost of sales / Cash
Or,
Cash Turnover Ratio = 365 days / Cash balance ratio

Example 1:
Info Ltd. has the following data:
Opening stock $20,000
Closing stock $10,000
Purchases $6,000
Purchase returns $1,000
Cash

Market to Book Ratio Analysis & Example

Definition: Market to Book Ratio (or price book ratio, P/B) is used to measure a company's market price in relation to its book value.

Formula:
Market to Book Ratio = Market Price Per Share / Book Value Per Share
Or,
Market/book ratio = Market price per stock / Net asset value per stock
Or,
P/B ratio = Market capitalization / Book value of equity

(Note: Book Value Per Share = Book Value for

Creditors Turnover Ratio Formula & Example

Definition: Creditors Turnover Ratio (also known as Accounts Payable Turnover Ratio) is calculated by taking the total purchases made and dividing it by the average accounts payable during the period. It is used to measure the rate at which a firm pays off its suppliers.

Formula:
Creditors Turnover Ratio = Credit Purchases / Average Trade Creditors
Or,
Accounts Payable Turnover (APT) Ratio =

Sunday, May 29, 2011

3 Tips For Choosing Stocks To Invest

Stock trading is the most popular investment option and it can provide you with big returns provided that you make your choices carefully and smartly.

Following are the most important tips for choosing the right stocks to invest and make profits:

1) You need to take some time to compare the historical trends of companies and industries. Examining the historical trends will give you an idea of

Stock Shares Aren't Equal

Stock represents an ownership share in a company. Not all shares are created equal. Before making an informed decision, you need to understand the terms that define shares. There are a number of different types of shares out there:

Restricted shares are company stock that are subject to certain restrictions and are not fully transferable until certain conditions have been met. These shares

Saturday, May 28, 2011

How to Choose a Good Stock

The stock market has the potential to bring wealth to investors and traders around the world. However, you can only make huge profits if you are able to find a good stock and to make the best use of your money. How to choose a good stock? This is one of the most frequently asked questions by many investors. Following are the most important tips and things to look for when choosing a good quality

How to Trade Stocks (For Beginners)

It takes time for a new beginner to learn how to trade stocks and make money in the stock market. To be a successful stock trader, you need to find out how the stock market works and learn about the stock trading process.

Stocks are listed and traded on the stock exchanges. Primarily there are two types of stock markets, namely the primary market and the secondary market. In the primary market,

Factors Affecting Share Prices

What are the major factors that affect share prices in the stock market? This is one of the most frequently asked questions by stock market participants. There are varied internal and external factors affecting the price of a share. Internal factors are those that depend on the firm such as share bonuses, stock split, company dividends, etc. External factors are those which are beyond the control

Stock Investing Basics Tips

It is important to understand the basics and fundamentals of investing if you want to increase your chances of success and avoid losing money in the stock market. Investment basics like dividend yield and the Price to Earnings (P/E or PER) ratio are powerful tools to enhance your stock analysis.

The Dividend Yield is a financial ratio that tells you what percentage a company pays out to its

Friday, May 27, 2011

10 Secrets of Success in Stock Market

1) Diversify your investment portfolio intelligently. You can invest a certain portion of your portfolio in other asset classes such as gold, bonds, and cash alternative. So even if one investment fails, the other investment in your portfolio will balance out the loss. Don't put all your eggs in one basket!

2) Placing a trailing stop order is another secret of stock market success. Trailing stop

How to Analyze Stocks (For Beginners)

If you are a beginner in stock market investing, then you need to learn how to analyze stocks or shares. To decide on which company to invest in, you need to take a look at how well the company is doing now, how it has performed in the past, and what it is planning to achieve in the future.

Following are some useful tips for analyzing stocks:

1) The first thing you need to do is to find out

How to Predict Future Price of Stocks

Stock prices are highly volatile and can be affected by the company's performance as well as many other factors. To make a lot of money in the stock market, you should learn how to predict future stock prices. Stock predictions can be based on the following methods:

1) Use price earnings (P/E) ratio and predicted earnings per share to predict the future price of stocks. If you have the predicted

Stock Trading Mistakes and How to Avoid Them

Following are the most common mistakes made by stock traders and the ways to avoid making them:

1) Many stock traders make the mistake of not investing when the time is right. To make money in the stock market, you will have to grab at any opportunity that comes your way. Finding the right time to invest is a key to success. An investment advice: The best time to buy stocks is during a recession

Thursday, May 26, 2011

7 Things That You Need to Know About Stocks Before You Invest

What you need to know about stocks? Following are the 7 key things that you need to understand before you invest your hard earn money in the stock market:

1) Shareholders are the actual owners of the company and are entitled to a share of the company's profits in the form of dividends. To be a successful investor, you should look for companies that are major players in the industry and has good

Buy Low Sell High Strategy

Buying stocks at a low price and selling them at a high price is how you make money in the stock market. The goal of all stock traders is to buy low and sell high, but the problem is: when prices are low enough to begin with and high enough to sell?

How do we know whether share prices are low or high? To answer this, the price-to-earnings (P/E) ratio provides context by comparing the share

10 Tips For Investing In Penny Stocks

Following are the useful investment tips and advice for buying penny stocks:

1) You need to gain as much knowledge as possible about penny stocks and learn strategies trading penny stocks successfully. There are certain common investment mistakes that you want to do your best to avoid.

2) Subscribe to online stock newsletters which can provide you with a list of hot penny stocks, investing

Things to Consider When Choosing a Stock

The stock market is a good way to make money and build wealth but picking the right stocks can be a difficult task, especially for new beginners. You should take the following things into consideration when choosing a stock to buy:

1) Performance History: You should look at the past performance of a stock and avoid choosing the stocks that have consistently performed very poor as compared to

Wednesday, May 25, 2011

When to Sell Stocks and Shares (Exit Strategy)

Knowing when to sell your stocks and shares is crucial to your success as a stock trader. This is called share exit strategy, which is the most difficult decision any investor has to make. With a good stock exit strategy, you will exit earlier and for a better price.

Generally, there are five basic share exit strategies in the stock exchange:

1) Price exit strategy: This strategy is based on

Buy and Hold Stock Strategy

"Buy and hold" is one of the most common types of stock investment strategies. This is mainly based on the concept that the stock market will give you a certain rate of return in the long run, regardless of price fluctuations in the short term. The reason is that the economy will grow overtime and most investments will end up providing you with a good return, even if they seem to decline in value

Tuesday, May 24, 2011

How To Make Money With Penny Stocks? An Easy to Follow Guide

Penny stocks/shares are traded at extremely small values but with significant growth potential. If you are a more risky investor, you can make a lot of money through buying and selling penny stocks. It is always better to do some research and get as much advice as possible from those who have trading experience with these kinds of shares.

Following are the most important tips and guides to help

How to Pick Winning Stocks

Picking winning stocks is not an easy task, you need an appropriate trading strategy and tool to help you to choose the right companies to invest in, and you must learn how to read the market trend in order to predict the correct market timing. With best performing stocks you stand a good chance to make above average returns.

Some of the useful tips to picking winning stocks:

1) Find out the "

Monday, May 23, 2011

Total Assets Turnover Ratio Analysis

Definition: Total Assets Turnover Ratio (TATR) is used to measure the firm's ability to utilize its assets to generate sales. It is an indication to the firm's operation efficiency. A lower ratio means inefficient utilization of assets.

Formula:
Total Assets Turnover Ratio = Net Sales / Total Assets
Or,
TATR = Net Sales / Average Total Net Assets

Example 1:
APP Ltd has the following information

Sunday, May 22, 2011

How to Short Sell a Stock

How to Sell Short in the Stock Market? This is just like selling a stock that you do not own. Because you don't own the stock, you need to borrow it from your stockbroker and then sell it to someone else, later you will have to buy it back and return the stock to your broker.

Short selling is a technique used by stock traders to take advantage of market declines and to profit from the falling

Saturday, May 21, 2011

How To Choose Penny Stocks

Penny stock investing is about buying low priced stocks (less than $5.00 per share) and selling them to make profits. Penny stocks/shares are also referred to as micro-cap stocks.and are traded Over the Counter (OTC) in the USA. There are many factors to consider when you start trading penny stocks in the market, this type of stocks is generally renowned for their “high risk, high reward” profile

Friday, May 20, 2011

Tips For Long Term Success in the Stock Market

Following are some of the useful tips for long-term investment success:

1) Establish a long term goal: The most successful investors in the world have goals in mind. Having a pre-determined goal will help you decide which approach to use in order to achieve success. Long term investment goals can take about three to five years to achieve. You should evaluate the risks and rewards of alternative

Thursday, May 19, 2011

How to Start Online Trading Stocks and Options Successfully

Online trading of stocks and options has opened up the world of trading for many investors. More and more people start online trading as a means of earning extra income or even turn it into a full time living.

First of all, you need to understand the main differences between stocks and options. When you purchase a company's stocks, you are buying a piece of ownership of a company, while options

How to Buy Penny Stocks

Penny stock is a common stock that trades at a very low share price. Where to buy penny stocks? Penny stocks usually do not trade on the major stock exchanges such as the National Association of Securities Dealers (NASDAQ), AMEX, and the New York Stock Exchange (NYSE). Instead they are generally traded at Over-the-Counter Bulletin Board (OTCBB) and Pink Sheets, LLC.

You can buy penny stocks via

How To Choose The Best Stock Broker

Finding the best stock broker is one of the most important decisions you will have to make before you start to trade on the stock market. A stockbroker is a stock market expert who helps the investors in buying and selling the shares of the listed companies. To help you get the best returns from your trading, you will need a good quality broker.

Tips to selecting the best stockbroker:

1) Do

How to Value a Penny Stock - Market Cap

Penny stocks or penny shares are those that trade at very low price and market capitalization. Here you will learn how to calculate market cap of penny stocks:

First you need to find out the total number of shares issued and outstanding as well as the current stock price of the shares. Then, you can calculate the market capitalization of penny stocks by simply multiplying the shares outstanding

Wednesday, May 18, 2011

Top 5 Tips on How Ordinary People Can Start Earning Millions

How do people make millions in the stock market? I am sure that many people dream of making millions of dollars in profits from their trading. Note that you can't get to a million quickly without putting any effort in at all. Following are the top 5 must know tips for new beginners:

1) Don't trust your gut feeling as it isn't always right. Many investors are finding stocks they think will be

Best Penny Stock Brokers

If you plan to trade penny stocks then one of the first steps that you need to take is to find a good penny stock broker. Some of the best and most popular online brokers that will take orders for penny stocks include TD Ameritrade, Scottrade, E-Trade  and Zecco:

TD Ameritrade - It has received many awards and recognition as one of the best online brokers. TD Ameritrade was ranked No. 1 and

4 Tips to Make Money in the Stock Market

Following are the four trading tips that will help you to maximize your money-making potential in the stock market:

1) Stay on top of the latest news: It is important to have the most up-to-date stock news on companies in the stock market. Share prices will go up when there is some good news related to any company. Events such as mergers and acquisitions can have a significant impact on the

Tuesday, May 17, 2011

Venture Capital Firms in Australia

Following are amongst the leading venture capital firms in Australia:

Technology Venture Partners (TVP) - It is the leading venture capital firm in Australia specialising in investment in the information, communication and new media technology sectors. The TVP team has a unique mix of investment, business management and entrepreneurial skills gained from global experience in the US, Europe, Asia

Fixed Assets Turnover Ratio Example

Definition: Fixed Assets Turnover Ratio (FATR) is used to measure how efficiently fixed assets are utilized to generate sales revenue. It is also known as sales to fixed assets ratio. A lower ratio indicates under-utilization of fixed assets.

Formula:
Fixed Assets Turnover Ratio = Sales / Net Fixed Assets

Example 1:
PCK Company has total fixed assets of $25 million at cost and an average

Best Stockbroker for Cost

The Share Centre was awarded the Best Stockbroker for Costs at the Financial Times and Investors Chronicle Awards in November 2009. The award aims to identify the broker who offers the best share dealing service based on value for money. The Share Centre Limited is authorised and regulated by the Financial Services Authority (FSA) and is a member of the London Stock Exchange.

HB Markets offers a

Monday, May 16, 2011

Why You Should Invest In Penny Stocks?

Penny stocks/shares are very cheap stocks and they represent the small cap companies. Why trade penny stocks? Many people like to invest in this type of stocks because they can purchase a large amount for a small price and make a big return with little invested. Following are the top 10 reasons why you should invest in penny stocks:

1) Penny stocks are the easiest way to make money in a short

Best Small Cap Stock Broker

The Share Centre has been voted Best Small Cap Broker by the readers of Shares magazine, recognizing it as the broker who offers the best service for those wishing to invest in smaller companies. The Share Centre was founded in 1990, providing stockbroker services for private investors, together with a range of share-related services for companies, their employees and shareholders throughout the

Sunday, May 15, 2011

Composite Index Number Examples

Definition: A composite index number is formed by combining two or more index numbers, and a weighting is usually given to each of the index in order to calculate the weighted average index number.

Formula:
Composite index = (Total of index * weighting) / Total weighting

Example 1:
The index of prices for transport is 100 compared to a given base year. The index for housing is 160 (compared to

Friday, May 13, 2011

Markup Calculation & Formula

Definition: Markup refers to the percentage added to the cost to get the selling price for a product. It can be expressed as a percentage of cost or in dollars.

Formula:
Markup = (Gross profit / Cost of goods sold) * 100%
Or,
Markup Percentage = (Sales Price - Unit Cost) / Unit Cost

Example 1:
Peter bought an item for $23 and sold it for $28. Calculate the percentage markup.
Solution:
Markup

Wednesday, May 11, 2011

Best Online Stock Broker

What is the best online stockbroker? In the Financial Times/Investors Chronicle Investment Awards, HB Markets plc has been named the Best Online Stockbroker. It is also the winner of other categories including: Best Stockbroker for Cost; Best Stockbroker for Frequent Traders; to name a few.

HB Markets plc (formerly known as Hoodless Brennan plc) is one of the fastest growing independent

Financial Planning Firms in India

The top financial planning firms in India include Sykes & Ray Financial Planners, Bajaj Capital, Veer Consultancy Services, among others.

Sykes & Ray Financial Planners has pioneered fee-based Professional Financial Planning Services in India and is highly regarded as one of the leading Financial Planning companies guiding its clients to fulfill their dreams and achieve financial goals. It has a

Tuesday, May 10, 2011

How to Buy Stocks Without a Broker

The most common way to buy and sell stocks is through a broker, a traditional route of investing in the share market. However you can also invest in stocks without a broker and pay no commission! Look for companies that offer either a direct stock purchase open to all investors or a dividend reinvestment plan for existing shareholders:

1) Direct Stock Purchase Plan (DSPP): You can place your

Best for Frequent Traders

Interactive Brokers earned a rating of 4.5 in 2011 Barron's Awards for "Best for Frequent Traders". Interactive Brokers' headquarters are in Greenwich Connecticut, and it has offices in the USA, Switzerland, Canada, Hong Kong, UK, Australia, Hungary, Russia, India, China and Estonia.

TradeStation Group, Inc., through its brokerage subsidiaries, offers the TradeStation platform to the active

Top 15 Tips For Successful Stock Trading

Learn how to become a successful trader in stock market with the following tips:

1. Successful traders analyze stocks by comparing various reports and charts. Using technical analysis and stock charts can give you a better picture of the effect of buying and selling on stock price.

2. You should search for reliable stock market news sources to keep you informed of what is going on in the market

Monday, May 9, 2011

Best for Options Traders

OptionsHouse has earned a third consecutive ranking as “Best for Options Traders” and was awarded 4½ stars for Trade Experience in Barron’s 2011 annual ranking of top online brokers. OptionsHouse, LLC was founded by PEAK6 Investments, LP in 2005. It utilizes tools and methods derived from PEAK6′s extensive trading platforms; the same state-of-the-art technology used to trade large-scale positions

Strongest Banks in America

The National Capital Bank (NCB) was honored with the distinction of being named among the “20 Strongest Banks in America” (March 2009). NCB has built a reputation for highly personalized customer service and a distinguished record of safety and profitability. It is also ranked as one of the Top 20 Banks in the nation for safety from TheStreet.com and Weiss Ratings.

MidSouth Bank was listed among

Best Options Brokers

Following are the best options brokers in the world:

Goldman Sachs - The Tabb Group's US Options Trading 2009 report found Goldman Sachs to be the top options broker by number of mentions from respondents, with REDIPlus being the No. 1 options trading platform. In addition it has been awarded the 'Best Multi-Asset Trading Service Equities, Futures, Options, Synthetics, FX' at the inaugural

Best Securities Firms

Capital Securities Corporation has been recognized as "The Best Securities Firm" and "Securities Firm with the Best Research Quality" in Taiwan for years by world famous finance professional magazines-"FinanceAsia", "Euromoney" and "Asiamoney". The firm has earned a great reputation for high quality and timely research in the equity markets and been very popular among government agencies,

Sunday, May 8, 2011

Best Futures Brokers

Following are the best futures brokers in the world:

MF Global - It is one of the world’s largest futures and options brokers, with outstanding reputation and leading market presence, and connection to a wide array of counterparties through exchange memberships such as: Australian Securities Exchange (ASX); London Stock Exchange (LSE); BlueNext MCX Stock Exchange; Bombay Stock Exchange (BSE);

Most Active Brokers

In the Risk & Energy Risk Commodity Rankings 2011, Eagle Commodities is ranked 3rd for the most active broker in the 'Europe - crude: Brent Options' market and the ' UK/Europe - products: fuel oil options' market. Eagle Commodities Brokers Ltd is a global brokerage service provider in the energy markets specializing in over-the-counter derivatives within the energy complex. It is authorized and

8 Ways To Reduce Your Investment Risk

Learn how to reduce investment risk and increase your return through the following ways and strategies:

1) Reducing risk through diversification. Invest in different types of stocks instead of buying only one company's stock.

2) Buy stocks from several different industries. Such action can protect you from industry risk, whereby all companies in a certain industry experience a major downturn.

Best Institutional Brokers

Kim Eng was named Best Institutional Broker by Alpha Southeast Asia (2010). Founded in 1972, it is a regional securities powerhouse with successful offices across Asian financial markets. The parent company of the Kim Eng Group, Kim Eng Holdings, was the first stockbroker to list on the Singapore Stock Exchange in 1990 with a pre-IPO market capitalization of S$37 million and post-IPO

Saturday, May 7, 2011

How To Find Undervalued Stocks or Shares

The fundamental way to invest in stock market is to look for stocks which are undervalued and of high potential. There are some financial ratios you can used to calculate the potential value of the stock (intrinsic value) and to justify the investment as overvalued or undervalued.

Following are great investment tips to identify the best undervalued share:

(1) Find the Price/Earnings To Growth (

Best Risk Management House

Euromoney named UBS its 'Best Global Risk Management House' in the 2005 Awards for Excellence. This is the first time UBS has topped this category, which recognizes excellence in providing solutions to clients across all asset classes. UBS focuses on long-term relationships and advice, as well as its commitment to innovation. UBS's award-winning CreditDelta was cited as a particular example of an

Best for International Traders

Interactive Brokers (IB) earned a rating of 4.5 in 20111 for "Best for International Traders", the highest star rating awarded by Barron's. IB provides electronic access to all asset types and products from around the world. Investors can trade assets denominated in multiple currencies from a single IB Universal Account.

MB Trading, a technology-driven, low-commission brokerage specializing in

Price/Earnings To Growth (PEG) Ratio

Definition: Price/Earnings To Growth (PEG or PE/G) is a ratio used to determine a stock's value while taking into account the earnings generated per share, and the company's expected growth. A lower ratio indicates that the stock is undervalued.

Formula:
PEG Ratio = Price per Earnings / Annual EPS Growth
Or,
PEG Ratio = P/E / Projected growth in earnings

Example 1:
Tammy Ltd has a P/E of 30 and

Friday, May 6, 2011

Top 20 Investing Mistakes To Avoid

Following are the top 20 most common investing mistakes which you should avoid:

1) Putting all your money in one type of investment. If you have all your money tied up in a single investment and something goes wrong, you will lose all your money.

2) Another mistake investors make is purchasing stocks before their ex-dividend date and then selling them after the dividend is received. In reality,

Best Direct Access Brokers

Interactive Brokers (IB) received the first prize: Gold for "Best Direct Access Broker" (Trade2win Awards 2007). It provides electronic access to stocks, options, futures, forex, bonds and funds on more than 90 market centers in different countries from one account. IB integrated approach makes it easy to trade global products on multiple exchanges and assets denominated in multiple currencies

Return on Investment Ratio Analysis

Return on Investment (ROI) is a financial ratio used to evaluate the efficiency of an investment or to evaluate how efficiently the firm uses every dollar invested in assets.

Formula:
Return on Investment = (Gain - Cost of investment) / Cost of investment
Or,
ROI = Net Profit After Taxes / Total Assets
Or,
ROI = Net Profit Margin * Total Asset Turnover

Example 1:
If a company has total assets

Best Professional Trading Platform

Interactive Brokers received the Gold (1st prize) for "Best Professional Trading Platform" in the Trade2win Awards 2007. IB provides different trading platforms to accommodate the needs of different trading styles. Customers have free access to both platforms (Trader Workstation and WebTrader) and can log into either one using the same username/password combination.

Trader Workstation is the

Thursday, May 5, 2011

Working Capital Turnover Ratio Analysis

Definition: Working Capital Turnover Ratio is used to measure how effective the working capital is being used by the firm. If the ratio increases, then it means the company is efficiently utilizing its working capital.

Formula:
Working capital turnover ratio = Cost of sales / Average net working capital
Or,
Working capital turnover ratio = Net sales / Net working capital (Note: If cost of

Top Banks in Ohio

The top largest banks in Ohio (US) are Fifth Third Bank, First Financial Bank, The Park National Bank, FirstMerit Bank, among others.

Headquartered in Cincinnati, Ohio, Fifth Third Bank is ranked 248th on Fortune's annual listing of the largest U.S. corporations based on revenues, profits, assets, stockholders' equity, market value, earnings per share and total return to investors (2010). In

Top Venture Capital Firms in India

The top venture capital firms in India include Nexus India Capital, Helion Venture Partners, Canaan Partners, Reliance Venture Asset Management, among others.

Nexus India Capital is one of the two firms from India to be named in the Red Herring top 100 Global Venture Capital firms. It gained a place in the top 100 winner list compiled by Red Herring, from among more than a thousand known and

Wednesday, May 4, 2011

Asset to Equity Ratio Analysis

Definition: Asset to Equity Ratio is used as a measure of the company's leverage and long-term solvency. It compares total assets to total shareholder equity.

Formula:
Asset to Equity Ratio = Assets / Equity

Example 1:
TT Ltd has total assets of $20 million and its shareholder equity is $25 million, then the asset/equity ratio would be: 20 million / 25 million = 0.8

Example 2:
MOU Ltd has

Best Cash Management Banks

Following are some of the best cash management banks around the world:

Citi - The Citi’s Global Transaction Services has been named the Best Cash Management Bank in Asia by FinanceAsia. 2009 marked the sixth consecutive year Citi has won this prestigious award and the 12th out of 13 years where the editors of FinanceAsia have recognized Citi’s leadership in this regional business. Global

Top Banks in Alabama

The top largest banks in Alabama (US) are BBVA Compass, Regions Financial Corporation, Superior Bancorp, ServisFirst Bank, Nexity Bank, among others.

BBVA Compass is a leading U.S. banking franchise located in the Sunbelt region. It is the 15th largest U.S. commercial bank based on deposit market share and ranks as the third largest bank in Alabama. BBVA provides its customers with a

Average Payment Period Ratio Analysis

Definition: Average Payment Period ratio is used to measure the rate at which the company is able to pay its creditors. It is also known as "Creditors payment period" or "Average credit taken".

Formula:
Average Payment Period = (Average Trade Creditors / Net Credit Purchases) * No. of Days

Example 1:
If credit purchases is $77,000; Return outwards $7,000; Trade creditors $9,000; Bills Payables

Tuesday, May 3, 2011

Investment Companies in Nigeria

The top leading investment firms/companies in Nigeria include Royal Exchange Finance and Investment Ltd, Abuja Investments Company Limited, Huntingfield Capital Limited, among others.

Royal Exchange Finance and Investment Ltd is one of the top 3 finance and investment companies in Nigeria. It was incorporated as a wholly owned subsidiary of Royal Exchange Plc in October 2004 and licensed in

Top Banks in North Carolina

The top largest banks in North Carolina (US) are Branch Banking and Trust Company, RBC, First-Citizens Bank & Trust Company, Yadkin Valley Bank and Trust Company, NewBridge Bank, among others.

Branch Banking and Trust Company (BB&T) is among the nation's top financial-holding companies with $157.1 billion in assets and market capitalization of $18.3 billion, as of December 31, 2010.

Cash Asset Ratio Formula & Example

Definition: Cash Asset Ratio (CAR) is used to measure a firm's ability to pay its short-term obligations by comparing the firm's cash reserves and liabilities. It is also known as Cash Ratio. However, this ratio ignores the timing of cash received and paid.

Formula:
Cash Asset Ratio = (Total cash + Total marketable securities) / Total short-term liabilities
Or,
CAR = (Cash Equivalents + Cash) /

Monday, May 2, 2011

Private Equity Firms in UAE

The top leading private equity firms in the UAE include Abraaj Capital, Masharie, Ithmar Capital, Eastgate Capital Group, among others.

Abraaj Capital is the largest private equity group in the Middle East, North Africa and South Asia (MENASA). With headquarters in Dubai, the Abraaj Group operates a number of offices in the region including in Istanbul, Cairo and Riyadh. Abraaj Capital Ltd., a

Stock Brokers in Alabama

Following are some of the leading stock brokers in the state of Alabama:

Synovus Financial Corp.
- It is one of the largest financial institutions in the Southeast, providing commercial and retail banking services to customers in Georgia, Alabama, South Carolina, Florida and Tennessee.
- The firm offers a wide array of investment choices ranging from stocks, bonds and mutual funds to separately

Average Collection Period Example

Definition: Average Collection Period (or Average credit given) is used to calculate the average number of days that debtors take to discharge their debts.

Formula:
Average Collection Period = (Average Trade Debtors / Net Credit Sales) * No. of Days

Example 1:
If credit sales is $52,000; Sales returns $2,000; Debtors $6,000; Bills Receivables $4,000.
Then, Trade Debtors = 6,000 + 4,000 =

Private Equity Firms in South Africa

The top private equity firms in South Africa are Ethos Private Equity, Horizon Equity Partners, Sanlam Private Equity, OMPE, among others.

Established in 1984, Ethos Private Equity is a leading private equity manager in South Africa. It is consistently ranked as the Number One Private Equity Firm in South Africa in the reputable PricewaterhouseCoopers Strategic Banking Survey since inception in

Sunday, May 1, 2011

Investment Banks in Pakistan

The leading investment banks in Pakistan include IGI Investment Bank, Meezan Bank Ltd, Escorts Investment Bank Limited, among others.

IGI Investment Bank is one of the leading investment banks in Pakistan and part of the IGI Financial Services Group, founded in 1990 and is licensed to carry out investment financing and leasing activities under the Securities and Exchange Commission of Pakistan.

Fixed Charge Coverage Ratio Analysis

Definition: Fixed Charge Coverage Ratio is used to measure how well the firm covers their fixed costs such as interest expense and leases.

Formula:
Fixed Charge Coverage Ratio = (Earnings Before Interest and Taxes (EBIT)+ fixed charge) / (total interest + fixed charge)
Or,
Fixed Charge Coverage Ratio = (EBIT + Lease Expenses) / (Lease Expenses + Interest expense)

Example 1:
SK Ltd has $32,000

Largest Banks in New Hampshire

The top largest banks in New Hampshire (US) are Laconia Savings Bank, Lake Sunapee Bank, Northway Bank, Centrix Bank, among others.

Laconia Savings Bank (LSB) is the largest and one of the strongest locally owned New Hampshire banks. It was founded in 1831 and provides deposit, lending and wealth management services throughout the state. Throughout its long history, the bank continues to be a